Authorised Financial Adviser, Lynda Taylor, reveals some common mistakes that she comes across when reviewing people’s protection plans. OwnershipMake sure you have the right people owning the insurance policy so that the money goes where it should. Not protecting your greatest asset – the ability to earn.How long could your household manage without the primary […]
There are a number of dedicated insurance companies in New Zealand and their offerings all differ slightly. They will differ in terms of their policy wordings; for example, some will offer free trauma cover for your children, others will pay immediately on an income protection policy in certain circumstances; and they also differ in terms
Why do my insurance premiums keep going up? What can I do about it? The premiums increase for 2 reasons … 1. As you get a year older, you are deemed to be a greater risk to the insurer and more likely to claim. The premiums are the price you pay to cover the risk
I would suggest …NO-ONE! Well here are some statistics to think about? There is a 1 in 16000 chance of your house burning down and you suffering a complete loss. The chances of your car being totalled is about 1% BUT … The chance of you being diagnosed with a critical illness before the age
Who do you know that owns their own home and has chosen not to insure it??? Read More »
The article below was in the New Zealand Herald today and is good common sense … “KiwiSaver is an excellent way to start your children’s savings habit,” said ANZ Wealth managing director John Body. “It allows you to contribute as little or as much as you want into the account while your child is growing