Recently I was advised by clients that they had moved to another insurance provider. Why, I wondered? We had reviewed the cover in the previous 12 months and confirmed that the type and levels of cover were appropriate, the premiums were competitive, and the policy wordings remained the most robust in the New Zealand market […]
Pay down debt or invest funds elsewhere, there is a lot to think about! Decisions around how much borrowing is appropriate and how quickly it should be repaid are often the most critical considerations people can make. In our current fiscal environment, New Zealand banks are tightening lending criteria and repayment timeframes. This is largely
Pay down debt or invest funds elsewhere, there is a lot to think about! Read More »
BOMAD – What are you talking about??? Some statistics to ponder … UK 2017 – $12 billion of lending was from the bank of Mum and Dad 30% up on the previous year Australia 2017 $71 million of lending from BOMAD 5th largest lender 52% of first home buyers are used BOMAD NZ 2017
Well, Glyn and I helped our eldest son Cameron move out of home this weekend, and as our youngest is currently in Wellington, we are now empty nesters! Whilst there was no sports bag, gym shoes or car keys parked at the top of the stairs all weekend, and the grocery bill was a fraction
This same principle applies to investing – start and keep going on a regular basis, and the “end result” will be far more favourable than a panic approaching in your 50s. Have a look at the graphs below – a 30 year old earning $80,000, has a $5,000 balance and contributes 3% of their income.
Recently I read an article featured in the New Zealand Herald, which was written by “Geeks on Wheels” – a mobile IT company assisting individuals with all things IT. Typically, they receive 200 calls a month from New Zealanders who have been scammed, and their computers and software need to be made secure again. This number
Really scary stuff – Online scams – And far more commonplace than you realise! Read More »
I know – it does feel a bit like that completing insurance application forms. The whole reason you fill out these forms and go through this process is to protect yourself, your business and the people you love. Recently there was a provocative article on the television programme, “Fair Go” regarding a client whose income protection
Good Grief! They want to know what I ate for breakfast! Read More »
How many times have you wanted to take a vacation but thought, I just have too much to do? How many times have you complained about how exhausted you are but without doing anything about it? How many times have you been frustrated by the long hours you are working, but without giving yourself a rest?
4 Scientific Reasons Vacations Are Good for Your Health Read More »
Gave yourself a pat on the back for getting the task done … and never looked at them since? This is commonplace with many of the clients I meet with. Life is so busy, and you feel confident knowing you have policies in place. Life, however, is fluid – children are born, kids leave home, rental
Yesterday I met with 2 young women who had lost their mother recently. One of the women has her insurances with me and was seeking assistance in dealing with the claims process. Their Mum did not have her insurances with me; as such I asked the girls to bring along