| One of the most exciting, daunting and exhausting times in life is the arrival of your first child – closely followed by the arrival of a second or third child! Life has changed forever and you are now responsible for another person – emotionally, financially and practically. At this stage in your life, it may be the first time you have considered the need for insurances as you start asking yourself questions like …. If I could not work, how would we manage? If I passed away, could my spouse raise our family alone and work full time? If I was diagnosed with a critical illness such as cancer or a heart condition – would I want to work more hours or would I want the option to spend time with the people I love? |
| Key reasons for NOT getting a protection plan in place are; Cost – just gone down to one income as one of you stays at home to look after your family? Time – before you had your evenings and weekends free – now you are committed 24/7? Fear of the unknown – policy documents and new terminology – how do we know what we really need? I will be considerate of these factors when we discuss your requirements. My role is to make sure it delivers in the event of a claim, that you feel comfortable and confident in the course of action that you take, and that it fits your families budget. |