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Often, we meet with clients and they firmly believe that their home is their greatest asset. This is ingrained in our national psyche, and certainly, a mortgage-free home forms a great foundation for a comfortable lifestyle leading up to, and in retirement. However, your home, your lifestyle, your dreams and aspirations for your family is dependent upon your income continuing until you choose to retire. For example, a nurse aged 40, with a current earning capacity of $68,000 per annum, will generate income of $1,700,000 over their lifetime! |
Your home, your business, your earning capacity, your smile …?| A huge sum, and quite possibly understated given their income will increase over this time. A period of disablement can have a huge impact on your financial journey if you have not protected your earning capacity. As independent brokers, we have agencies with all of New Zealand’s leading insurers and can make sure we get the plan right for you. We enjoy meeting with our clients and finding out about their plans. A range of policies in the market that can be used in combination, to provide you with the most robust and competitively based protection plan.andgoals, and providing them with risk solutions that are tailored specifically to their needs. In doing so, we then protect a priceless asset – your smile! |