I would suggest …NO-ONE!
Well here are some statistics to think about?
There is a 1 in 16000 chance of your house burning down and you suffering a complete loss.
The chances of your car being totalled is about 1%
BUT …
The chance of you being diagnosed with a critical illness before the age of 65 is 30%
The chance of passing away before the age of 65 is 12%
YET … so many New Zealanders are prepared to take “a punt” in this area.
Take action – Give me a call. It is straightforward – you can protect you, your family and your business with robust affordable insurance solutions.